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Pungle is focused on removing Business Payment Friction by making payments fast, connected and easy to use. We enable businesses to make deposits in real-time directly to an account in seconds, not days.

At Pungle, our goal is to create solutions that benefit business, with lower fees, real-time payment, and great experiences.

Faster Payments with Pungle

Pungle is focused on delivering payment solutions for business. We enable our clients with digital payment solutions that reduce cost, delivery time, administration, and customer friction involved with writing cheques.


The Pungle payments-as-a-service platform delivers low cost, real-time, friction free business disbursements, peer-to-peer (P2P) transfers, and B2B supplier payments. Pungle offers a single interface for SMBs and enterprises to manage transfers, and a superior experience for customers with multiple choices to accept funds.


Our clients include disruptors and innovators that have a progressive vision and grasp on the future of business payments, disbursements and money transfer services. More importantly we work with companies that understand the needs of their clients, vendors and employee satisfaction.

Pungle Payments Platform

The Pungle Payments platform is fast, secure, and reliable. Pungle provides turnkey solutions that include API’s and white-label applications that support businesses looking for speed and simplicity in payments.


Our PCI-compliant platform delivers real-time transactions using new payment rails and transfer services, supported by Visa and MasterCard. In addition, it connects to multiple networks and services and allows for intelligent sequencing and routing to optimize payments.


Pungle is committed to creating value for clients through cost savings with streamlined operations and superior customer experience. Whether you want to pay your suppliers, and vendors or you want to send bulk payments to your customers and employees, the Pungle platform delivers.

About

Pungle is a payments-as-a-service cloud technology that enables businesses with real-time B2C and B2B transfers and disbursements. Our platform connects to multiple networks and services and allows for intelligent sequencing and routing to optimize payments. Pungle provides turnkey solutions that include APIs and white-label applications that support Enterprises and SMB’s.

At Pungle, our goal is to create solutions that benefit business, with lower fees, real-time payment, and great experiences.

Our Team

Paul Birkness

Co-Founder & CEO

Paul is co-founder and CEO at Pungle. Paul is a leader in the Payments space with over fifteen years of experience in the Industry. Before starting Pungle, Paul led the merchant acquiring and prepaid teams at Home Trust Company. Paul played a key role in leading the launch and growth of the prepaid issuing business.

Prior to Home Trust, Paul spent eight years at Moneris Solutions in Finance and Marketing. Paul was involved with management in the development of their corporate strategy and led the launch of new solutions to support planned growth. Paul also helped launch new business services at 724 Solutions and was a strategy consultant at Deloitte Consulting.

Paul earned an MBA from the Schulich School of business, a BA from the University of Western Ontario, and is a Chartered Professional Accountant.

Braulio Lam

Co-Founder & CTO

Braulio Lam is co-founder and CTO.  Braulio is a software engineering leader, specializing in software engineering and management, with a focus on engineering process and software quality.  Prior to starting Pungle, Braulio was responsible for software development and network operations at Home Trust supporting merchant services and prepaid issuing.

Before that, Braulio held various engineering leadership roles and worked for some very successful startups in Toronto, including Truition, Real Matters, Shop.ca, and Terapeak. He has built software engineering teams from the ground up and has lead many software development, quality assurance and devops teams in multi-tenant SaaS environments.

Braulio is a Professional Engineer and has a Bachelor of Engineering from Carleton University.

The Pungle team is complete with dedicated, like minded experts with a passion for excellence and experience in their respective domains. The Pungle team delivers exceptional execution in all areas of our business to ensure your experience is the best you will ever receive. Our Pungle experts excel in customer service, solutions design, integrations and engineering with back end services and projects, that put your needs first with a simple approach and striving to over deliver on those expectations.

Our Values

Pungle values a strong commitment to work ethic and a culture that respects a new economy of people doing great things as one team for the betterment of those beyond our immediate reach. The new economy is not one focused solely on financials, but on the successful solutions of all.


Our core values include a passion for people and excellence. Teamwork that brings people tighter with healthy conflict resolution delivering better results and a focus on quality of the work put into everything we do and the end result being total customer satisfaction. Pungle is committed to accountability within our own team and to our customers, your vendors, clients and employees. Our diversity makes us stronger. Diversity allows Pungle to deliver better payment solutions for your success. Our diversity makes us stronger, which allows Pungle to deliver better payment solutions for your success.

Let’s chat!